Residential Conveyancing

OUR CONVEYANCING SERVICES

We offer a range of residential conveyancing services that each benefit from being delivered by our team of experienced specialists. We understand that everyone has their own individual requirements so our residential conveyancing services have been developed to be as flexible and responsive as you need them to be. Outlined below are the range of services we offer:

BUYING A HOME

Our residential conveyancing specialists are ideally placed to assist you when you are buying any freehold or leasehold property in England and Wales. As part of our residential conveyancing service we will advise you on the issues that arise during the purchasing process including checking the legal title; negotiating the terms of the contract and commissioning searches before reporting the results to you.

SELLING A HOME

As part of our residential conveyancing service we can advise you on both freehold and leasehold sales from the acceptance of an offer through to completion. Your dedicated residential conveyancer will prepare a draft contract and liaise with the purchaser’s solicitor and estate agent throughout to ensure a smooth and trouble free sale. We can also obtain an Energy Performance Certificate (EPC) for you, if required.

BUYING AND SELLING

Our residential conveyancing service can assist you when buying and selling freehold or leasehold properties. Our residential conveyancers will advise you on all aspects of the buying and selling process including checking the legal title; negotiating the terms of the contract for your purchase and liaising with your purchaser’s solicitor and estate agent on your sale. Our residential conveyancing service will then help you co-ordinate your sale and purchase to ensure that you complete the sale and purchase within your desired timeframes.

REMORTGAGING

If you are looking to release equity in your home or switch your mortgage to a more competitive rate our residential conveyancing service will see our team give you straightforward advice on your remortgage transaction to help it run smoothly. We will check the title details to your property and obtain the necessary searches to satisfy your lender and advise you on the terms of your new mortgage.

TRANSFER OF EQUITY

If you need to transfer the equity in your home to either add or remove owners, the residential conveyancing service offered by our team can provide you with tailored and clear advice throughout the process. Our residential conveyancing service will see us obtain the title details from the land registry and prepare the transfer deed for you to sign. We will notify your lender and anyone else who has an interest in the property. We also will advise you on whether the transaction attracts any stamp duty land tax.

SHARED OWNERSHIP

Shared ownership properties are homes that are purchased jointly with housing associations. It means that you pay rent on the equity share that the housing association retains in addition to any service charges and ground rent payable for that particular development. Most shared ownership leases contain a clause which enables the owner/occupier to increase their percentage share in the property at a later date.

Our residential conveyancing team regularly advise clients on purchasing property through the shared ownership scheme. Our residential conveyancing team is able to assist you from the start of the process through to completion. Our shared ownership service includes checking the title to the property, raising enquiries, advising you on any issues, negotiating your contract and registering ownership on completion. Our residential conveyancing team will liaise with all parties every step of the way to ensure a swift and stress free transaction.

We believe that communication is key to making sure you gain the greatest benefit from our residential conveyancing service. You will be fully briefed about the terms of your transaction from start to finish to ensure you understand the commitment you are making on exchange of contracts.

RIGHT TO BUY

The Right to Buy scheme allows tenants to buy their council property at a discounted rate. Our residential conveyancing team has experience of giving sensitive and straightforward advice in this area. We will explain the issues so you understand your entitlements, rights and responsibilities whilst liaising with the council’s solicitor to ensure that the transaction is completed with the minimum of disruption.

ISLAMIC FINANCE (SHARIAH LAW)

The term ‘islamic banking’ refers to a system of banking or banking activity that is consistent with Islamic law (Shariah) principles and guided by Islamic economics. Sharia prohibts the fixed or floating payment or acceptance of specific interest or fees (known as riba or usury) for loans of money. Although these principles have been applied in varying degrees by historical Islamic economies due to lack of Islamic practice, only in the late 20th century were a number of Islamic banks formed to apply these principles within the muslim community.

We understand that Shariah home finance systems require a different approach. We can offer advice on; purchasing and selling (with or without Shariah Compliant Finance), refinancing and acquisition on residential property. Working with HSBC Amanah and the Islamic Bank of Britain, our Shariah Law specialist have handled over 250 Shariah conveyancing cases in the last 5 years and we are one of the largest law firms in the North to offer this service. Our experience means we can anticipate areas of difficulty at an early stage and advise you on the best possible solutions.